We got it!! BS1 - completed

The money from insurance was deposited on Thursday - so we officially have BS1 completed! $1000 in the bank for a BEF.

I am so excited to move on to BS2. We are not using any of the insurance money as a snowball, but we do have it completely budgeted - xmas money, some for me to get some new clothes (desperately needed - it's been 7 years since I've bought work pants for myself...), and a few other things we've been putting off.

So - officially, here comes the snowball!!