Saturday, September 20, 2008

September...

Well, a few things are going on.

I officially ended up with over $700 on my ebay selling spree this summer. Exhausting! I'm really proud of myself for doing that. There's still more to go - I just need a break.

We changed insurance companies at work, and the decrease in spending on the premiums meant that our contract is higher. I'm getting just about $200 more a month after taxes - which was GREAT to see!

We are considering changing my student loans over so they qualify for the federal forgiveness program for teachers (not just low-income teachers - all teachers qualify - what a trip!). I need to find out a few things before we do so, but the worst that could happen is that our monthly bill will be a little less for the next 20 whatever years it would take to pay them off if we don't qualify for the loan forgiveness in 10 years.

And we might refinance next spring. Depends on what's going on with the financial markets (yikes!), interest rates, and if we have $2k sitting around for closing costs.

I'm rather burned out on the coupon front with some of the crap and excuses that have been going on with Walgreens and Shopko. After all...how much shampoo do two people need? We donate a lot, and sold a bunch at the flea market this summer, but seriously...just kind of sick of the whole thing. I even cashed out our ECB's at CVS. Whoa!

My sister is planning to attend a flea market in early October, so I might join her. We'll see how tired I am - I'm flying out to NJ on business next weekend, so I might be too tired. Then again, it might just be nice to get some of the stuff out of here again. :)

Umm...I think that might be it on the finances front. We're still plugging away. I really wish we didn't have so much debt that we were sitting on while we head into such weird economic times. But...c'est la vie. We keep plugging.

3 comments:

pumpkininrecovery said...

Not sure what kind of student loans you have, but getting my Perkins Loan forgiven was really easy and straight forward (unfortunately that was also my smallest loan). For my Stafford Loans (held through Sallie Mae), I'd have had to been teaching for 5+ years to even start any of the loan forgiveness, which was kind of annoying. I understand they want to do it for the people who really want to be teachers, but it would be a great thing to do to get more teachers to stay (I only taught 4 years, and am now back in school).
Good luck!

Jennifer said...

I agree about wishing we didn't have so much debt while heading into these scary economic times. My security gland is nervous!

Mare said...

Wow 700 on ebay, that's awesome! I'm going to be working hard on there this month.

And I hear ya about the debt - I'm tired of it and just can't wait to be done paying it off - although we have a long way to go :(