Thursday, June 25, 2009

BECC's

Lots of scuttlebutt on the increase in minimum payments by Chase -- it's the topic of quite a few conversations over at LLNOE. Seems like they increased from 2% of balance to 5% - over double.

Dh and I were talking today -- if our cc's increased our minimum payments, it would be tough, but we could do it. Our snowball is about $450 over our min's right now, which is over double our minimums now, but it sure would take a lot longer to get out of debt.

So...it got me thinking about what I can do around the house now that it's summer, to get more money onto the Baby Step 2 plan and get going! If we worked really really hard at it, we could get the debt gone by the end of the year. I would settle for the cc's gone by the end of the year - that would be fanTAStic!

On that note, I've been working in the basement trying to get things organized. Again. Seems like that's my Waterloo...the Basement. lol! Lots is going to go out this time. It needs to - I can't even move down here anymore. Some will go to my mom's antique booth, some will go to Goodwill, some will go on ebay. I think I'll officially set my $1000 goal this summer again. Although without a rummage sale, I'm not sure how that will happen. I'll set it at $500 this summer.

It's official - between NOW and LABOR DAY, I am working to sell $500 worth of stuff out of the house. Woo hoo!



Wednesday, June 24, 2009

Some time off...

I've had off since last Thursday since my summer class had a hiatus. The prof had a meeting in Greece, so we did an extra day last week (class is supposed to be M-W) and have this week off.

What have I done? Not much. What a slug!

I did get a lot of free-after-coupon stuff (my latest hobby, loads of fun!), and got them organized and packed away. Went through a lot of the stuff to cull for the food pantry. And I've stared at the mess in the basement quite a bit...haven't done a lot with it yet, but I've sure stared at it...


So today is "hump it" day. I have 4 bags of free-after-coupon stuff to take to the food pantry. I have three bags to go to Goodwill. I have 2 boxes that I need to get outside for the recycle guys. I need to go through a bunch of stuff to get it together and priced to take up to the antique place where my mom has a booth. And...yeah.

Thursday, June 18, 2009

Great deal - Shelf Reliance Giveaway!


I can't tell you how much I'd love one of these... These Shelf Reliance systems are the very cool rotating stock systems that allow you to use older cans first. They front load...and jeez, I'm drooling.




Shelf Reliance is giving away a 72" system. Go here to sign up for a chance to win it! Man, that would just be incredibly cool, to be able to organize things that much...

Thursday, June 11, 2009

Time flies, etc

It's been a busy couple of weeks - end of the school year crap and all that stuff. :) I'm also just finishing up a summer school class which has been REALLY tough in terms of doing everything I need to plus finish the school year...whoa, I'll be glad when the week is over! I do start a new class on Monday, but then - 4 weeks, and I have the rest of the summer off.

Money-wise, we've been doing pretty good, if I do say so myself. We have been staying on track with the budget, and haven't eaten out ONCE this month so far (together, I mean - I have stopped for sandwiches on my way to class).

I also finally packed up the DVD's to sell to http://www.secondspin.com and got them sent off! Woo hoo - $50 on the way!

So, things have been going on...just busy. :)