BECC's

Lots of scuttlebutt on the increase in minimum payments by Chase -- it's the topic of quite a few conversations over at LLNOE. Seems like they increased from 2% of balance to 5% - over double.

Dh and I were talking today -- if our cc's increased our minimum payments, it would be tough, but we could do it. Our snowball is about $450 over our min's right now, which is over double our minimums now, but it sure would take a lot longer to get out of debt.

So...it got me thinking about what I can do around the house now that it's summer, to get more money onto the Baby Step 2 plan and get going! If we worked really really hard at it, we could get the debt gone by the end of the year. I would settle for the cc's gone by the end of the year - that would be fanTAStic!

On that note, I've been working in the basement trying to get things organized. Again. Seems like that's my Waterloo...the Basement. lol! Lots is going to go out this time. It needs to - I can't even move down here anymore. Some will go to my mom's antique booth, some will go to Goodwill, some will go on ebay. I think I'll officially set my $1000 goal this summer again. Although without a rummage sale, I'm not sure how that will happen. I'll set it at $500 this summer.

It's official - between NOW and LABOR DAY, I am working to sell $500 worth of stuff out of the house. Woo hoo!